[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.os-onyx.cz\/do-banky-nebo-pod-polstar\/#Article","mainEntityOfPage":"https:\/\/www.os-onyx.cz\/do-banky-nebo-pod-polstar\/","headline":"Do banky nebo pod pol\u0161t\u00e1\u0159","name":"Do banky nebo pod pol\u0161t\u00e1\u0159","description":"Proti minul\u00fdm rok\u016fm a dob\u00e1m d\u0159\u00edv\u011bj\u0161\u00edm se n\u00e1m s bankovn\u00edmi \u00fastavy a poji\u0161\u0165ovnami doslova roztrhl pytel. … ","datePublished":"2020-02-17","dateModified":"2023-05-30","author":{"@type":"Person","@id":"https:\/\/www.os-onyx.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.os-onyx.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"os-onyx.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.os-onyx.cz\/wp-content\/uploads\/img_a371375_w4227_t1582797316.jpg","url":"https:\/\/www.os-onyx.cz\/wp-content\/uploads\/img_a371375_w4227_t1582797316.jpg","height":0,"width":0},"url":"https:\/\/www.os-onyx.cz\/do-banky-nebo-pod-polstar\/","about":["Pen\u00edze"],"wordCount":513,"articleBody":"Proti minul\u00fdm rok\u016fm a dob\u00e1m d\u0159\u00edv\u011bj\u0161\u00edm se n\u00e1m s bankovn\u00edmi \u00fastavy a poji\u0161\u0165ovnami doslova roztrhl pytel. U\u017e i \u010cesk\u00e1 po\u0161ta n\u00e1m nab\u00edz\u00ed krom\u011b listovn\u00edch slu\u017eeb i ty bankovn\u00ed. Jak se m\u00e1 pak \u010dlov\u011bk v takov\u00e9m mno\u017estv\u00ed vyznat a vybrat spr\u00e1vn\u011b? Ide\u00e1ln\u00ed je m\u00edt \u0161ikovn\u00e9ho bankovn\u00edho nebo poji\u0161\u0165ovac\u00edho poradce, kter\u00fd tuto pr\u00e1ci ud\u011bl\u00e1 za V\u00e1s. Podle Va\u0161\u00ed finan\u010dn\u00ed situace vybere produkty p\u0159\u00edmo na m\u00edru.Pokud jste ned\u016fv\u011b\u0159iv\u00ed nebo nechcete m\u00edt dal\u0161\u00ed v\u00fddaje, zkuste zmapovat trh podle aktu\u00e1ln\u00ed nab\u00eddky a internetu. Existuje spousta aplikac\u00ed na porovn\u00e1n\u00ed nab\u00edzen\u00fdch slu\u017eeb.Jedno z nepsan\u00fdch pravidel je b\u00fdt st\u00e1l\u00fdm a v\u011brn\u00fdm z\u00e1kazn\u00edkem jedn\u00e9 banky, kter\u00e1 si V\u00e1s za tuto p\u0159\u00edze\u0148 v\u00e1\u017e\u00ed a m\u00e1te pak n\u011bjak\u00e9 slevy a bonusy. Ov\u0161em pokud jste tak trochu dobrodruh a m\u00e1te \u010das vyb\u00edrat a sledovat trh, je mo\u017en\u00e9 m\u00edt ka\u017ed\u00fd finan\u010dn\u00ed produkt rozlo\u017een\u00fd v n\u011bkolika bank\u00e1ch, ov\u0161em pozor na to, zda V\u00e1m banky po celou dobu trv\u00e1n\u00ed Va\u0161eho smluvn\u00edho vztahu nab\u00edz\u00ed p\u016fvodn\u011b naslibovan\u00e9 \u00faroky nebo v\u00fdhody. D\u00edky v\u011bt\u0161\u00edmu mno\u017estv\u00ed bankovn\u00edch \u00fastav\u016f V\u00e1m tato skute\u010dnost m\u016f\u017ee snadno uniknout.Dal\u0161\u00ed dilema, kter\u00e9 \u010dlov\u011bk \u0159e\u0161\u00ed, je opa\u010dn\u00e1 f\u00e1ze. Tedy ne kam ulo\u017eit, ale jak \u010derpat a jakou platebn\u00ed metodu vyu\u017e\u00edvat. Je\u0161t\u011b st\u00e1le p\u0159etrv\u00e1v\u00e1 zastaral\u00fd zp\u016fsob, m\u00edt hotovost takzvan\u011b pod pol\u0161t\u00e1\u0159em. To u\u017e se ov\u0161em v dne\u0161n\u00ed dob\u011b nevypl\u00e1c\u00ed a je to \u0161ance pro nenechav\u00e9 a d\u016fmysln\u011b vypo\u010d\u00edtav\u00e9 zlod\u011bj\u00ed\u010dky. Modern\u00ed metody platebn\u00ed kartou, mobiln\u00edm telefonem nebo chytr\u00fdmi hodinkami V\u00e1m umo\u017en\u00ed pohybovat se bez hotovosti s mo\u017enost\u00ed kdykoli zaplatit. Nen\u00ed nic jednodu\u0161\u0161\u00edho ne\u017e p\u0159ilo\u017eit k platebn\u00edmu termin\u00e1lu mobil, kter\u00fd m\u00e1me bez tak v\u0161ichni st\u00e1le p\u0159i ruce a je nakoupeno.Volba se li\u0161\u00ed hlavn\u011b dle v\u011bkov\u00fdch skupin. Star\u0161\u00ed lid\u00e9, jsou zvykl\u00ed m\u00edt u sebe pen\u00edze a st\u00e1le p\u0159ehled. Spousta jich je\u0161t\u011b vyb\u00edr\u00e1 d\u016fchod v hotovosti a vysta\u010d\u00ed si bez bankovn\u00edho \u00fa\u010dtu. St\u0159edn\u00ed generace se pohybuje n\u011bkde mezi, p\u0159itom ur\u010dit\u011b r\u00e1da vyu\u017e\u00edv\u00e1 modern\u00ed metody a mo\u017enosti. Spol\u00e9h\u00e1 na pohodl\u00ed, \u017ee na bankovn\u00edm \u00fa\u010dtu proud\u00ed finance ob\u011bma sm\u011bry, podle jejich pot\u0159eb, platebn\u00edch a trval\u00fdch p\u0159\u00edkaz\u016f. Ta nejmlad\u0161\u00ed generace se novinek neboj\u00ed. Moc platebn\u00edch p\u0159\u00edkaz\u016f a \u017eivotn\u00edch povinnost\u00ed se jich zat\u00edm net\u00fdk\u00e1 a tak si prost\u011b p\u0159ilo\u017e\u00ed platebn\u00ed kartu k termin\u00e1lu a a\u0165 ji\u017e s rozvahou nebo bez, \u010derpaj\u00ed sv\u00e9 kapesn\u00e9, spo\u0159en\u00ed nebo vyd\u011blanou v\u00fdplatu.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Do banky nebo pod pol\u0161t\u00e1\u0159","item":"https:\/\/www.os-onyx.cz\/do-banky-nebo-pod-polstar\/#breadcrumbitem"}]}]